With Your Life List in place, your loved ones will not be searching, guessing, or struggling. They have clarity, comfort, and security, knowing everything is covered.

This is exactly what Your Life List delivers, practical support, peace of mind, and the confidence that nothing important will be missed.

  • Your Life List... brings it all together. From household utilites, to car insurance, to monthly subscriptions, all facets of life are included.

  • Your Will... ensures everything you have worked so hard for is passed on exactly as you wish, protecting your loved ones from confusion or conflict.

  • Your Lasting Powers of Attorney... let those you trust step in and make the right decisions for you, if one day you cannot make them yourself.

    What happens if...

    If you do not have a Will...
    The law decides who inherits what, not you. Loved ones may miss out, or things may go to people you never intended.

    If you do not have a Lasting Power of Attorney...
    If something happens: an accident, illness, or loss of capacity, your family cannot take control of the situation. Decisions about your health, finances, or even your home could be made by strangers, or delayed in court.

    Wills and LPAs ensure your wishes are respected, and the people you love are protected when it matters most.

    Debts

    Any debts left when you pass away must be paid from your estate before anything can be shared with loved ones. If there are not enough assets, the estate may be considered insolvent (or ‘bankrupt’).

    Medical & Care Impact

    Medical decisions may be delayed or made by professionals who do not know you. Your family has no control over your care preferences.

    Bank Accounts

    The bank has the ability to remove access and freeze a joint account.

    Mortgages

    Your mortgage deal may expire and you will not be able to re-mortgage your property.

    Children

    Children turning 18? You lose the automatic right to make decisions for them.